STOBY - The 1st student job platform payable with cryptocurrency
Hello everyone, I am here today with other useful informative articles about real investment projects. I hope you will all like it and benefit from it. This platform is "STOBY". Let's talk about that.
THE STARTING POINT OF THE IDEA IS BASED ON THE SIMPLE FACT THAT STUDENTS HAVE MUCH FREE TIME AND SEEK TO OPTIMIZE IT WITH A COMPLEMENTARY INCOME
While on the other hand individuals of the so-called senior executives category, representing people well established in their professional life, have little free time and try to free themselves from many routine tasks such as housekeeping, animal care, school support, parcel retrieval, and so on in order to spend more time with their family and for leisure.
From that observation combined with the emergence of the collaborative economy and the digital world, new kinds of employment on the frontier of wage labour are coming up. Indeed, the collaborative economy has really been booming in Europe in the last few years. The number of transactions in the five main sectors of the European collaborative economy namely finance, accommodation, transport, human and social services to individuals and companies could be multiplied by 20 in 10 years and reach 570 billion euros by 2025 compared with hardly 28 billion euros today. As 85% of this value is captured by individuals, the collaborative platforms turnover should reach 83 billion euros by 2025 compared with 4 billion today, according to the PWC’s audit and consulting firm latest estimates.
France, together with the United Kingdom, appears to be the leader on the market of the European collaborative economy, thanks to its favourable regulations environment. Stoby has been expanding with this will : to rely on the collaborative economy connecting students who wish to find small jobs easily with individuals who wish to delegate some small tasks from time to time. In view of these different elements, Stoby has positioned itself on a specific segment of this market, in order to get a clear and visible identity to face competition.
Stoby’s platform is at the core. This is where individuals and students get together to offer and accept missions, where payments and assessments are made, where people can maintain a relationship. The platform is a true meeting place where every user has his profile, preferences and references.
The individual has the possibility to evaluate and give a mark to the student at the end of the mission. Our services are insured by the Allianz insurance company.
The application will be available in 2019
The application is the answer to the need for speed. It will allow the student to quickly find the closest offers according to his position. This application will become the essential element for any student who needs a complementary income. In addition, it will facilitate access to the payment and its validation by the individual, who will be able to validate directly the selected student anywhere. Individuals and students will have the possibility to chat directly on their smartphone via Stoby's messenger. This application will permit us to expand the This application will enable STOBY to become a multiplatform and thus extend its services offer.
At Stoby, the individual pre-pays on the platform, before the mission is carried out by the student. Once the mission is completed, the individual validates his payment and Stoby takes a percentage on each mission.
STOBY GETS PAID ON EVERY SUCCESSFUL MISSION
As soon as a student and an individual agree on a mission, the individual prepays the amount due on the platform. This payment flow is managed by a trusted third party which is Stripe, and money never goes through Stoby’s bank account. Each user of the platform gets an electronic wallet with the trusted third party, that is personal to him. The sum of money corresponding to the payment of the mission is first paid by the individual on his own wallet, and then temporarily frozen by Stoby.
Once the service is successfully completed, what is confirmed by the individual, the amount of money is released. That is when Stoby receives its remuneration. The ICO will make it possible for this business model to evolve in the following manner :
- Each mission will constitute a smart contract between the individual and the student whose completion will automatically generate the payment condition of the mission. The contract, as well as the payment, will become one on the blockchain.
- Payment in STB token will be possible. If this option is chosen by both sides, Stoby’s commission will be lower.
Each service delivery is like a mutual commitment between a student who undertakes to do a specific task, described and known in advance, at a particular time decided in advance and in a particular place, decided with the person offering the job. In return, the latter undertakes to make available to the student everything he/she needs for his/her mission, and to remunerate him/her if the mission is properly carried out.
This is then a succession of conditions to be fulfilled by each side, giving rise to an automatic payment, if all the boxes have been ticked. The fulfillment of every condition will result in the final payment of the sum due to the student. This is a smart contract, written for each mission committing both sides, being unforgeable and transparent. The blockchain makes it possible and it will simplify and facilitate the end of the missions, notably by removing the trusted third party where money is blocked.
For each Stoby mission carried out in STB tokens, a smaller commission is deducted from the transaction between the individual and the student. We remove the trusted third party operating on payment, as the payment of the sum owed is made through a smart contract that guarantees the transaction.
In the next version of the platform, we will keep both means of payment available to individuals. It seems essential to us to propose different modes of payment, the individuals who are not familiar with the cryptocurrency prefer to pay in euros and the people who wish to benefit from the advantages of the STB token will choose it.
OUR AMBITION IS TO CREATE A STUDENT TOKEN WITH THE STB.
We want the STB token to be considered as a rewarding token, resulting from a work. The 5/10- year vision is to set up partnerships with entities operating around students (schools, campus, student residence for instance) so that they accept the token and use it themselves. Stoby will then create an ecosystem favourable to the STB allowing students to enjoy the fruit of their labour. The STB token has to be integrated to the student's life, and exchangeable between students.
The mission of the company is to give all its support for an optimal deployment of the token in student environments. Our role will be to facilitate the access and the exchange, both on and off the platform. Students will become ambassadors, and consequently will make it easier to implement the token in their environment. With the emergence of cryptocurrencies, our token has a role to play in the student ecosystem.
Different possibilities of the STB token use outside Stoby (see diagram) :
Other possibilities for students to use their STB tokens :
The students will obviously have the opportunity to reuse the STB tokens on the platform but we will also give him/her the choice to spend them differently. In the coming years, we will strive to communicate and create partnerships with various student organizations in order to develop our STB token environment.
THE STB TOKENS DISTRIBUTION
The STB tokens are tokens ERC-20 based on the Ethereum blockchain. They will be distributed at the end of the ICO. Some 25,000,000 tokens will be created and distributed to investors in accordance with their contribution.
We will create 25,000,000 tokens of which 22,000,000 will be directly on sale. The tokens will be released when we reach the soft cap that is to say after the distribution of 2,400,000 STB tokens. If we don’t reach this soft cap, all participants will be refunded immediately via the smart contract. 2,000,000 tokens will be distributed during the presale, with a 20% bonus.
For the public sale, more than 20,000,000 STB tokens will be offered for sale. All tokens that will not have been purchased at the end of the ICO will be burnt. It means that the initial investors will remain in a close circle.
The tokens created by Stoby & Partners are reserved for the people and entities who have contributed to the proper functioning of the Stoby ICO. They are naturally rewarded with STB tokens. The team will have its STB tokens blocked over a period of 6 months in vesting to align its interests with those of the purchasers.
The share in tokens for Stoby & Partners is already defined and does not vary according to the number of tokens sold. This ensures transparency and equity among the participants. The token will be distributed once by the ICO ended with a smart contract.
It allows us to cover the costs incurred during the ICO and justifies our minimum investment needs in the near future. That is, the use of blockchain people for both our certification model and token management. We must also meet the expectations of business development in France for a minimum period of two years.
HOW TO HAVE ACCESS TO THE STB TOKEN AFTER THE ICO?
Stoby will make every effort to ensure that the STB token is accepted on the different trading platforms. The STB token will be used on decentralized platforms, such as EtherDelta or IDEX.
Stoby’s mission is to provide all its support for an optimal deployment of the token in the student environment.
Our role will be to facilitate its access and exchange, both on and outside the platform.
In the coming years, we will strive to communicate and make partnerships with different student organizations for them to accept and re-use our token.
Details Information :
Website : https://stoby.io
ANN THREAD : https://bitcointalk.org/index.php?topic=5019694.0
Whitepaper : https://stoby.io/static/whitepaper-en.af7ec98d.pdf
Twitter : https://twitter.com/Stoby_job
Telegram : https://t.me/stobyofficial
IDEA
THE STARTING POINT OF THE IDEA IS BASED ON THE SIMPLE FACT THAT STUDENTS HAVE MUCH FREE TIME AND SEEK TO OPTIMIZE IT WITH A COMPLEMENTARY INCOME
While on the other hand individuals of the so-called senior executives category, representing people well established in their professional life, have little free time and try to free themselves from many routine tasks such as housekeeping, animal care, school support, parcel retrieval, and so on in order to spend more time with their family and for leisure.
From that observation combined with the emergence of the collaborative economy and the digital world, new kinds of employment on the frontier of wage labour are coming up. Indeed, the collaborative economy has really been booming in Europe in the last few years. The number of transactions in the five main sectors of the European collaborative economy namely finance, accommodation, transport, human and social services to individuals and companies could be multiplied by 20 in 10 years and reach 570 billion euros by 2025 compared with hardly 28 billion euros today. As 85% of this value is captured by individuals, the collaborative platforms turnover should reach 83 billion euros by 2025 compared with 4 billion today, according to the PWC’s audit and consulting firm latest estimates.
France, together with the United Kingdom, appears to be the leader on the market of the European collaborative economy, thanks to its favourable regulations environment. Stoby has been expanding with this will : to rely on the collaborative economy connecting students who wish to find small jobs easily with individuals who wish to delegate some small tasks from time to time. In view of these different elements, Stoby has positioned itself on a specific segment of this market, in order to get a clear and visible identity to face competition.
WEBSITE
Stoby’s platform is at the core. This is where individuals and students get together to offer and accept missions, where payments and assessments are made, where people can maintain a relationship. The platform is a true meeting place where every user has his profile, preferences and references.
The individual has the possibility to evaluate and give a mark to the student at the end of the mission. Our services are insured by the Allianz insurance company.
The application will be available in 2019
The application is the answer to the need for speed. It will allow the student to quickly find the closest offers according to his position. This application will become the essential element for any student who needs a complementary income. In addition, it will facilitate access to the payment and its validation by the individual, who will be able to validate directly the selected student anywhere. Individuals and students will have the possibility to chat directly on their smartphone via Stoby's messenger. This application will permit us to expand the This application will enable STOBY to become a multiplatform and thus extend its services offer.
MEANS OF PAYMENT WITH EUROS
STOBY GETS PAID ON EVERY SUCCESSFUL MISSION
As soon as a student and an individual agree on a mission, the individual prepays the amount due on the platform. This payment flow is managed by a trusted third party which is Stripe, and money never goes through Stoby’s bank account. Each user of the platform gets an electronic wallet with the trusted third party, that is personal to him. The sum of money corresponding to the payment of the mission is first paid by the individual on his own wallet, and then temporarily frozen by Stoby.
Once the service is successfully completed, what is confirmed by the individual, the amount of money is released. That is when Stoby receives its remuneration. The ICO will make it possible for this business model to evolve in the following manner :
- Each mission will constitute a smart contract between the individual and the student whose completion will automatically generate the payment condition of the mission. The contract, as well as the payment, will become one on the blockchain.
- Payment in STB token will be possible. If this option is chosen by both sides, Stoby’s commission will be lower.
A SMART CONTRACT FOR THE PAYMENT IN STB
This is then a succession of conditions to be fulfilled by each side, giving rise to an automatic payment, if all the boxes have been ticked. The fulfillment of every condition will result in the final payment of the sum due to the student. This is a smart contract, written for each mission committing both sides, being unforgeable and transparent. The blockchain makes it possible and it will simplify and facilitate the end of the missions, notably by removing the trusted third party where money is blocked.
MEANS OF PAYMENT WITH STB TOKEN
In the next version of the platform, we will keep both means of payment available to individuals. It seems essential to us to propose different modes of payment, the individuals who are not familiar with the cryptocurrency prefer to pay in euros and the people who wish to benefit from the advantages of the STB token will choose it.
THE TOKEN VISION
We want the STB token to be considered as a rewarding token, resulting from a work. The 5/10- year vision is to set up partnerships with entities operating around students (schools, campus, student residence for instance) so that they accept the token and use it themselves. Stoby will then create an ecosystem favourable to the STB allowing students to enjoy the fruit of their labour. The STB token has to be integrated to the student's life, and exchangeable between students.
The mission of the company is to give all its support for an optimal deployment of the token in student environments. Our role will be to facilitate the access and the exchange, both on and off the platform. Students will become ambassadors, and consequently will make it easier to implement the token in their environment. With the emergence of cryptocurrencies, our token has a role to play in the student ecosystem.
Different possibilities of the STB token use outside Stoby (see diagram) :
- The student with the STB tokens earned with Stoby will be able to spend them in his/her school, including purchasing meals at the cafeteria or renting books at the library for example. The school or university will then recover the STB tokens and will have the possibility to spend them employing students for missions such as welcoming new students, tutoring, support for event activities.
- The student will also be able to pay a part of his/her rent with the STB at the student residence. And the residence will have the possibility to reuse these tokens with Stoby in order to hire students for housekeeping, gardening, removals that are quite frequent.
- Another possibility for the student is to pay part of his/her tuition to his/her school or university with the STB tokens he/she acquired while working at Stoby. The school/university uses these tokens to reward its best students. A reward system for schools/universities.
Other possibilities for students to use their STB tokens :
The students will obviously have the opportunity to reuse the STB tokens on the platform but we will also give him/her the choice to spend them differently. In the coming years, we will strive to communicate and create partnerships with various student organizations in order to develop our STB token environment.
The STB tokens are tokens ERC-20 based on the Ethereum blockchain. They will be distributed at the end of the ICO. Some 25,000,000 tokens will be created and distributed to investors in accordance with their contribution.
For the public sale, more than 20,000,000 STB tokens will be offered for sale. All tokens that will not have been purchased at the end of the ICO will be burnt. It means that the initial investors will remain in a close circle.
The tokens created by Stoby & Partners are reserved for the people and entities who have contributed to the proper functioning of the Stoby ICO. They are naturally rewarded with STB tokens. The team will have its STB tokens blocked over a period of 6 months in vesting to align its interests with those of the purchasers.
WHY ESTABLISH A FLEXIBLE CAP?
HOW TO HAVE ACCESS TO THE STB TOKEN AFTER THE ICO?
Stoby will make every effort to ensure that the STB token is accepted on the different trading platforms. The STB token will be used on decentralized platforms, such as EtherDelta or IDEX.
ROAD MAP
OUR VISION
Our role will be to facilitate its access and exchange, both on and outside the platform.
In the coming years, we will strive to communicate and make partnerships with different student organizations for them to accept and re-use our token.
Details Information :
Website : https://stoby.io
ANN THREAD : https://bitcointalk.org/index.php?topic=5019694.0
Whitepaper : https://stoby.io/static/whitepaper-en.af7ec98d.pdf
Twitter : https://twitter.com/Stoby_job
Telegram : https://t.me/stobyofficial
Komentar
Posting Komentar